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FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
Advertised annual percentage yield (APY) is for new accounts only. Promotional APY may not apply to existing accounts. One promotional APY account per household. Promotional APY is accurate as of February 1, 2026. APY tiers apply to the following balances:
4.02% APY on balances of $0.01 - $999.99
4.02% APY on balances of $1,000.00 - $49,999.99
4.02% APY on balances of $50,000.00 - $499,999.99
4.02% APY on balances of $500,000.00 - $999,999.99
4.02% APY on balances of $1,000,000.00 & Above
This is a variable-rate account, and APY is subject to change at any time without notice. Minimum amount to open is $100, with opening funds subject to a 5-business day holding period at discretion of Peak Bank. Fees may reduce earnings on account.
Peak Bank is focused exclusively on consumer accounts. We do not offer business accounts or services for commercial entities. Our products and services are designed to meet the needs of individual consumers, providing a variety of personal banking solutions.
Envision Savings
With flexibility at its core, this account allows you to access your funds effortlessly without derailing your savings journey.
Industry-Leading Rates: Secure competitive interest rates that promise more growth for every dollar saved.
Ease of Access: Fluidity meets finance. Get to your funds when you need them, without worrying about losing out on returns.
Peak Security: With Peak Bank, your savings are not just growing; they're guarded.
Transparent Banking: Say goodbye to unexpected fees. With Envision Savings, what you see is what you grow.
Competitive Advantage: Our accounts are designed to offer more than just a place to store your money.
Unwavering Security: Trust in our commitment to keep your savings safe, allowing you to focus on what's next on your horizon.
Customer-Centric Approach: Your journey is unique. That's why our team is dedicated to providing personalized support, ensuring your banking experience is as rewarding as your returns.
Simplicity and Clarity: In a world cluttered with complexity, we promise a straightforward and transparent banking experience.
A high-yield savings account is a type of savings account that offers a higher interest rate than traditional savings accounts, helping you earn more on your deposited funds.
Yes, you must deposit at least $100 to open the account. If you do not fund your account within 90 days of account opening, your account will automatically close.
No, there is no minimum balance requirement or monthly maintenance fee on Peak Bank’s Envision High-Yield Savings account.
The interest rate on your high-yield savings account may change over time. We may adjust rates based on market conditions and other factors.
You can access your funds through online or mobile banking. Refer to our Online and Mobile Banking FAQs for more details.
Peak Bank does not offer debit cards for high-yield savings accounts.
Yes, you can set up direct deposit from your employer or other income sources.
Yes, you will receive monthly statements for your high-yield savings account. Refer to our online and mobile banking FAQs for eStatement enrollment details.
