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FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
Peak Bank operates as an online-only division of Idaho First Bank, a respected and successful bank with nearly 20 years of experience serving Idaho and Central Oregon. Recognizing the growing demand for digital banking, Idaho First Bank created Peak Bank to provide a seamless and convenient banking experience for those who prefer to manage their finances exclusively online.
“Easy online process and even had a quick interaction with customer service over chat! Bank is backed and owned by a larger financial institution, which was added comfort. Already took out another CD in addition to my savings account!”
emh45 | July 18, 2024
““I was able to open a HYSA in less than five minutes, funded it, and easily got into my account. Seamless and strong!”
EHY19821 | July 17, 2024
“Really liked how easy it was to apply and fund my account. Just took a day or two. The rate is pretty hard to beat, and the mobile app is easy to use. Like Peak a lot so far!”
jakejake | July 17, 2024
Trust and Security You Can Count On. Backed by Idaho First Bank.
At Peak Bank, we understand that trust is crucial when it comes to your finances. As a division of Idaho First Bank, we bring you the reliability and security of a bank with a strong, proven track record. You can rest assured that your money is in safe hands with us.
At Peak Bank, we believe your money should work as hard as you do. Born from the desire to redefine banking, Peak is your passport to a world of financial empowerment and future success.
With a focus on simplicity, security, and stellar returns, we offer two exceptional products - High-Yield Savings and Certificates of Deposit (CDs).
Competitive Rates:Watch your savings ascend with our high-yield products, ensuring you get the most out of every dollar.
Trusted Security:Your peace of mind is our priority. Peak Bank employs state-of-the-art security measures, ensuring your financial data is safeguarded.
Customer-Centric Approach:Our team is dedicated to providing personalized support, ensuring your experience is as rewarding as your returns.
Discover how Peak Bank, a new brand under Idaho First Bank, ensures the safety and security of your deposits with FDIC insurance and industry-leading protections. Enjoy market-leading APYs with peace of mind—your financial future is in safe hands.
Discover the 50/30/20 budgeting rule
A simple, effective strategy to balance spending, saving, and debt repayment for your financial success and security.
5 Key Trends Shaping the Future of Digital Banking
From the convenience of mobile banking to the introduction of AI in financial services, here are five key trends shaping the future of digital banking.
Peak Bank has the backing of a respected and successful bank located in Idaho, known as Idaho First Bank. With nearly 20 years of service throughout the Idaho and Central Oregon regions, Idaho First Bank recognized there was a market that is ideal for those who only want to do their banking online. Once you become a customer of Peak Bank, you will access your account through Idaho First Bank’s online banking site or mobile app. Rest assured, we are owned and operated by the same successful group of bankers that have built a strong financial organization since 2005.
We offer individual or joint High Yield Savings and CD accounts for consumers aged 18 and over.
At this time, Peak.Bank is focused exclusively on consumer accounts. We do not offer business accounts or services for commercial entities. Our products and services are designed to meet the needs of individual consumers, providing a variety of personal banking solutions.
Yes. We currently offer incoming wire transfer services only.
Contact Peak Bank immediately at 866-484-5705 if you notice any suspicious activity. We have protocols in place to secure your accounts and investigate any unauthorized transactions
Simply click the “Login” link on our website or download the Idaho First Bank mobile app, click “Enroll now” and follow the on-screen prompts. You’ll need your account number and other personal information to complete enrollment.
Peak Bank is a division of Idaho First Bank, so you can easily access the app by searching “Idaho First Bank” in the Apple App Store or Google Play Store then click "Download" or "Install."
Our Customer Service team is here to help. You can contact us by calling 866-484-5705, email us at customerservice@peak.bank, or message us through online or mobile banking by clicking on “Support” then select “Send us a message” to start a secure chat.
